What is interest ?
More or less we know what is interest.If you borrow money from somebody and use that money for your own purpose.We need to pay back for using this.
There are a lot of factors which determine interest rate . Like demand supply gap , inflation and Govt policies etc.
What are the various ways one can invest ?
Here we will concentrate on Financial Asset of investments.
Investment can be short term and long term.
In short term Bank Account savings interest rate (4%)
Liquid Mutual fund -are a specialized form of mutual funds
that invest in extremely short-term fixed income instruments and thereby
provide easy liquidity. Unlike most mutual funds, money market funds
are primarily oriented towards protecting your capital and then, aim to
maximize returns. Money market funds usually yield better returns than savings accounts, but lower than bank fixed deposits.
More or less we know what is interest.If you borrow money from somebody and use that money for your own purpose.We need to pay back for using this.
There are a lot of factors which determine interest rate . Like demand supply gap , inflation and Govt policies etc.
What are the various ways one can invest ?
- Physical Asset like gold , real estate etc
- Financial Asset like ppf , MF, shares... etc
Here we will concentrate on Financial Asset of investments.
Investment can be short term and long term.
In short term Bank Account savings interest rate (4%)
Liquid Mutual fund -are a specialized form of mutual funds
that invest in extremely short-term fixed income instruments and thereby
provide easy liquidity. Unlike most mutual funds, money market funds
are primarily oriented towards protecting your capital and then, aim to
maximize returns. Money market funds usually yield better returns than savings accounts, but lower than bank fixed deposits.
Bank FD
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